Ocean, Lakes, and Pools, Oh My! Tips for a Safe Summer Around Water
There’s nothing like cooling off with a swim on a hot summer day. But whether you’re headed to the backyard pool, a quiet lake, or the open ocean, safety should always come first.
As it turns out, drowning is one of the leading causes of accidental death for children, and even confident adult swimmers can find themselves in dangerous situations. According to the CDC, about 4,000 fatal unintentional drownings occur in the U.S. each year. This averages to approximately 11 deaths per day.
Here’s what you need to know to help keep your summer safe and fun.
Pool Safety Tips (Especially for Homeowners)
Swimming pools can be a backyard oasis, but they also come with real responsibilities, especially if you’re the homeowner.
Safety Tips:
- Install a four-sided fence with a self-latching gate.
- Keep rescue equipment (like a life ring or pole) nearby.
- Enroll kids in swim lessons (and CPR training for adults is a plus).
- Always supervise children; never rely solely on floaties or pool toys.
- Establish pool rules; no running, diving in shallow water, or swimming alone.
For Pool Owners:
If you own a pool, you could be held liable for accidents that occur, even if the person wasn’t invited to swim. Make sure your homeowners insurance policy includes sufficient liability coverage. You may want to add an umbrella policy for extra protection. It's not just about insurance; it’s about responsibility.
Lake Swimming Safety Tips
Lakes may seem calm, but they have their hidden dangers.
Safety Tips:
- Be alert for boats or jet skis in the area.
- Don’t dive unless you’ve checked the water depth.
- Wear water shoes to protect against glass, rocks, or debris.
- Watch for uneven bottoms, sharp rocks, or sudden drop-offs.
- Always swim with a buddy and stay within designated swim areas.
Even experienced swimmers can misjudge distance or water depth, so err on the side of caution.
Ocean Swimming Safety Tips
The ocean’s power is undeniably beautiful, but also unpredictable.
Safety Tips:
- Swim only at lifeguarded beaches.
- Don’t underestimate waves or currents, even in shallow water.
- Heed warnings about jellyfish, bacteria, sea lice, or other hazards.
- Avoid swimming after eating a big meal or under the influence of alcohol.
- Learn to spot rip currents and know how to escape one (swim parallel to shore).
Stay Safe, Stay Cool
No matter where you’re swimming this summer, the key to safety is awareness and preparation. Always supervise children, respect natural elements, and know your limits in the water. And if you’re a pool owner, take extra precautions to protect yourself, your family, and guests.
By following a few smart precautions, your summer memories will be made in the sun, not in the emergency room.
Featured Blogs
- Ocean, Lakes, and Pools, Oh My! Tips for a Safe Summer Around Water
- Understanding the EOB: What Is It and Why Should You Care?
- Why Your Dentist Might Be Your Most Important Healthcare Provider
- When Life Happens: Building a Family Emergency Plan that Actually Works
- Term Insurance: A Smart Way to Secure Your Family’s Future
- The Ultimate Spring Bucket List: Fun Activities to Enjoy the Season
- Questions to Ask Before Choosing an Insurance Policy
- Healthy Habits, Healthier Premiums: How Lifestyle Changes in 2025 Can Impact Insurance Rates
- Why Insurance Should Be Part of Your 2025 Resolutions
- Smart Ways to Cut Insurance Costs without Sacrificing Protection
- Year-End Insurance Checklist: Ensure You're Covered for the Year Ahead
- Why Choosing an Independent Insurance Agent Could Be Your Best Decision Yet
- Exploring the Benefits of Whole Life Insurance Beyond Basic Coverage
- The Critical Role of Life Insurance in a Comprehensive Personal Finance Strategy
- DIY Disaster Preparedness Kit: Make your own disaster preparedness kit with these essentials to keep your property and family safe
- Health Savings Account: Is It Worth It Having it?
- Healthy Living on a Budget: How Insurance Can Help You Save on Wellness Expenses
- Understanding Co-Pays vs. Coinsurance: Making Sense of Your Health Insurance Costs
- Understanding Your Health Insurance Deductible: Tips for Making the Most of Your Coverage
- Healthy Habits for the Summer: Tips for Utilizing Your Health Insurance Benefits
- The Future of Work
- Emergency Preparedness: How Insurance Can Provide Peace of Mind During Crises
- Managing Chronic Conditions: How Health Insurance Can Help You Stay Healthy All Year Round
- Navigating Insurance Renewals: Tips for Reviewing Your Policies
- The Importance of Preventive Care Coverage: How Your Health Insurance can Save You Money in the Long Run
- Three Joyful Habits for a Healthier You in 2024
- New Year's Resolutions: Staying Committed Year Round
- The Magic of Christmas Traditions
- Staying Healthy During the Winter Months!
- How to be a Time Management Whiz During this Busy Season
- Self-care tips for December
- Mastering the Mind: Techniques for Better Memory and Cognitive Function
- The Art of Productive Procrastination: How to Make the Most of Downtime
- Eating for Energy: Foods that Boost Your Stamina and Productivity
- How to enjoy and celebrate chilly, gloomy days
- Thriving in Your Golden Years: Strategies for Aging Gracefully and Vibrantly
- Best Dog Breeds that Suit Your Needs
- Reduce Stress: Develop Patience
- DIY Delights: Creative Projects for Seniors
- Coping with Seasonal Affective Disorder (SAD)
- Long-term Health Benefits of Physical Activity
- How to Trim Down Hidden Costs of Flying
- Best foods for hydration
- How to Experience Positive Aging (8 Tips)
- How to Improve Your Health: The 5 Main Aspects of Wellness
- How much should you actually have in savings?
- Aging and Our Body’s Ability to Heal Itself
- Keeping Health Insurance After a Layoff
- Waking Up to the Impact of Insomnia
- How Life Insurance Benefits Women
- What experts say about raising the retirement age
- Coverage for healthcare treatment denied? Here’s what you can do.
- Sharing the Road with Cyclists
- Buying Life Insurance for an Elderly Parent?
- Medicaid Unwinding: Your Questions Answered
- Living Your Best Life After 60
- Buying Health Insurance: A Millennial’s Guide
- Self-Love Ideas for Valentine’s Day
- Life Without Clutter
- Set Yourself Up for Success with Your Fitness Routine
- Winter Hydration – Do I Need It?
- I’m 60+; Do I Need Life Insurance?
- Why Do I Keep Breaking My New Year’s Resolutions?
- Closing Out the Year with a Smile!
- How to Enjoy a Long Layover
- 6 Cold Weather Safety Tips
- 10 Tips for Managing Cholesterol Levels
- How Much Life Insurance Do You Need Right Now?
- 3 Top Tips for Better Posture
- Building Bone Density for Seniors
- Living Outside Your Comfort Zone in Retirement
- 3 Top Habits that Lead to a Happy Life After Retirement
- Should You Insure Your Gifts?
- Everything You Need to Know When Retiring Under 65
- 7 Benefits of Slow Travel
- Utilizing Medicare Preventative Services
- The Harsh Reality of Credit Card Fees
- Keeping Your Health Insurance Affordable
- 7 Tips to Weather Challenging Periods in Your Life
- What is a Variable Annuity? 4 Key Details You Should Know
- 4 of the Best Ways to Stay Healthy this Summer
- How to Prevent Sun Damage to Your Eyes
- 3 Tips for Safer Grilling
- When the Sun is NOT Your Friend (What You Need to Know about Sun Exposure)
- Tips to Avoid Stress Eating
- Common Exercise Pains – How to Work Past Them and When to Call for Help
- Signs Your Identity Has Been Stolen (and what to do about it)
- How Does Inflation Affect Life Insurance?
- Know the Benefits of Walking
- Do Brain Food Supplements Really Work?
- Ways You Can Spend Less on Gas
- What Are Alternatives if LTC isn’t Right for You?
- 4 Tips for a Less Stressful Summer
- Veteran and Medicare Benefits Work Together
- What are the Safest States From Natural Disasters?
- How to Choose an In-Home Care Provider for Your Loved One in 5 Steps
- 7 Myths About Your Back Pain
- 5 Foods that Will Help Keep Your Mind Healthy
- Don’t Throw Away Those Used Coffee Grounds
- I’m 50 Years Old. Should I Keep My Life Insurance?
- How to Spot Government Imposters
- 5 Mistakes to Avoid When Buying a Life Insurance Policy
- Happiness Through Healthy Food
- 5 Step Checklist to Choosing a Health Insurance Plan
- 5 Creative Spring Décor Ideas
- 10 Ways to Maintain Healthy Joints
- 3 Incredible Healthcare Smart Technologies Coming Your Way
- Do I Need a Long-Term Care Plan?
- Senior Diet: To Meat or Not to Meat
- How to Take Care of Your Personal Intangible Assets
- How to Get Health Insurance if You’re a Freelancer
- Safety Tips for Driving in Winter
- Ways to Locate a Lost Life Insurance Policy
- Critical Times in Life that You Need Life Insurance
- Giving and Forgiving
- Why Buy Life Insurance on Children
- Things We Are Grateful for This Year
- What to Avoid When Switching to Medicare from the Public Health Exchange
- How to Host a Successful Virtual Holiday Party
- Is One of These Factors Keeping You from Seeking Life Insurance?
- Who Invented Insurance Anyway?
- Common Senior Micronutrient Deficiencies
- The Art of Aging Well
- Insure What? Celebrity Body Parts Insured